sweet bank stuff

Okay so I did a couple of things this week.

I got myself a credit card for two reasons first my original one is starting to crack from where I had it in my wallet, and second is because I wanted to start earning aeroplan miles. The new card should be in the mail soon and I look forward to that.

I also reconfigured my chequing account from spending 12.95 a month to 3.90 a month. The bad thing is that I only get 10 free transactions, but that should be a good thing to teach me about budgeting and the like. Plus if for some reason I do go over that every transaction will only cost me 60 cents. So basically in order to spend as much as I was before on banking I would need to do a total of 25 transactions a month I mean at most I use maybe 15-20 and that is just because I had unlimited. Regardless I am saving money.

The one thing I was unsure about was if I keep a 1000.00 minimum in my bank I don't have to pay fees. I am not sure it works out due to interest and the like, I could be wrong, but that doesn't sound like a winning plan to me.

Anyways Hooray for happy banking times.

Joshua